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Showing posts from February, 2016

Are You Frugal?

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Many people claim to be frugal. 

Many people are frugal. 

Many people don't have a clue how to be frugal. 

Most people don't realize what it takes to be frugal.

Frugal is defined as being economical with what you have, not wasting anything, and being careful with your money. Being frugal means you do not throw away something that could have use down the road. Being frugal means you do not waste a refrigerator full of food or let the leftovers go to waste. Being frugal means you do not foolishly throw away your money on a cool new fancy car when a good sturdy used car will suit your needs perfectly.

A lot of people believe that they can not be frugal because it doesn't come naturally to them. Being frugal doesn't necessarily come naturally. Many ideas and processes come into place to be frugal. Some people are born with the "frugal gene" and are good at being frugal. Many people have had to learn to be frugal either by upbringing or trial by fire.

Some believe that …

Tax Refund Prepping: Time To Do A MAJOR Food Stock-Up

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What should you do with that good-sized tax refund you get every year? You can blow it on meaningless toys or a trip somewhere. You can save it for a rainy day. However, those things won't keep you alive though when a financial crisis or job loss happens. 

You need to invest your refund into your preps, mainly food storage. 

My tax refund is a welcome gift every year. I don't ask for a refund and make sure I pay just enough taxes to not pay in. However, with the child tax credit and earned income credit, I get back a goodly sum every year. The first thing I do is pay off any outstanding debts I may have. 

The next thing  I do with my tax refund is to do a major food stock-up. I place orders online for pantry staples and freeze dried food. I go to Aldi's and do a major trip(s) because I can buy food there by the flat. I also really take advantage of the loss leaders at my local grocery stores for some great deals. 

I do not try to go broke when doing this stocking up. That is f…

Make Valentine's Day Cheap and Easy!

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Valentine's Day can be so expensive! Flowers, candy, cards, stuffed animals, expensive night-outs, expensive dinners at equally expensive restaurants, and the list can go on. Guys and gals alike throw away huge amounts of money and for what? A holiday they might remember? 

What a huge waste of money!

I used to work at a florist shop and I just could not believe that guys would spend $150 on two dozen roses, balloons, and the works. I was not as frugal then as I am now, but the cost would just about stagger me. I always really hoped that the wife or girlfriend was really worth it or really appreciated it. 

Don't get me wrong. I love getting flowers or a plant! I think they are beautiful, but not on Valentine's Day! Do you realize how much those items are marked up? Never mind that the flowers are usually out of season, making the flowers even more expensive!

How can you get around this? 

Take a vow to make Valentine's Day cheap and easy!

Here are some ideas for you:

1. Have a …

Once A Month Shopping Challenge: Month 3 and 4 Update!

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So...I am being a bit of slacker on keeping you all updated on this shopping challenge.

Probably because I didn't want to admit I was a complete failure.

Month 3 went smashingly. As I predicted, I made one small trip to the store right before Christmas for apples and Texas toast bread for our traditional apple fritters, French toast, and bacon on Christmas morning. What I took to my parent's house on Christmas Eve, I had all the ingredients for - cavatini and banana bread.

I was well pleased with myself about Month 3. Month 4 has proven to be more difficult.

I started out making my monthly trip to the grocery store and Walmart a few days early due to my schedule. I spent $200 between the two stores for groceries at Aldi's and pet food at Walmart. This was a little high in my opinion, but doable.




I also decided to take delivery of my Amazon Subscribe and Save for January because I had a lot of things on there that we needed. I had stuff on there for school lunches, pet treats, a…

Ten Lessons Learned About Food From The Depression and Wartime

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The Great Depression was a time of lean years for many in the United States as well as all over the world. Many people learned valuable lessons on how to make food stretch and take advantage of cheaper processed food that came out during this time. Many people learned to survive on less and some people went hungry. 

When World War II came around, many of these lessons were needed to survive the war and stretch their rationing coupons. People were encouraged to garden during the Depression and were heavily encouraged to do during the war. Victory gardens appeared everywhere to help feed the people while more and more food was shipped overseas. 

Many of these lessons learned during these eras have been lost. We as a people are incredibly wasteful now. Our grocery budgets would be better off if we learned these same lessons and kept them in our kitchens. Then if we have lean times, we would be better off.

10 Lessons Learned About Food From The Depression and Wartime

1. Fat was never wasted. …