Are you tired of beans and rice?
Are you tired of wondering when the debt will be paid off?
Are you tired of being frugal?
Frugal burnout is a real thing, folks!
Constantly watching your pennies and wondering when you can afford what you really need or want just gets to you after a while. I know, for me, that I just get tired of it all. I get tired of checking my bank account constantly. I get tired of keeping track of my spending. I get tired of not being able to buy whatever I want. I get tired of saying no to my kids. You get the idea.
Being that aware of your money all the time can wear a person out. Even though you should have an emergency fund, real life happens. Your car breaks down or an emergency room trip happens. It just makes you want to throw your hands up in the air and cry!
You are trying so hard to get ahead! You are being as frugal as you can and life is still tough. This is where frugal burnout comes in. You get so tired of trying to be frugal and pinch pennies that you just give up. You lose track of the goals you set. Your budget starts to go awry. You make a purchase of your credit card.
You can avoid frugal burnout! Here is how:
1. Look at and assess your financial goals. Having your goals written out and visible helps to keep you focused. Some people need visual reminders to keep motivated. Having a meeting with your significant other (or yourself) and reassessing your goals every month will help keep you on track.
2. Stay motivated! Keep track of your progress. Make a chart showing how much you have to pay off and how much you have paid off. Keep the chart updated and celebrate your progress in a fun, free manner.
3. Have fun! Laugh a little! Sometimes people can get way, way, way too serious about being frugal and then they get burnt out. Remember to have some fun and laugh! Play games, attend a free concert, have friends over, watch a funny movie, and cut loose for awhile! Your outlook on your frugal life will be much better for it!
4. Realize setbacks are inevitable and you can do this. Stuff happens. You can plan and anticipate as much as possible with your budget and finances. However, sometimes the car battery will die. You might get into a car accident. You might be laid off from work unexpectedly. You can still be a frugal maniac! Regroup, replan, and get back at it!
5. Find someone who is frugal and start a support group. Seriously, find some like-minded people. They are great for accountability, for new ideas, for support, and for having fun with!
6. Watch your favorite frugal YouTube videos and channels! Get yourself some inspiration! I love to listen to YouTube videos while working or just working. I have learned some great tips and ideas that I would never have thought of myself. Listen to others talk about their frugal ideas and journeys have given me a lot of motivation and inspiration over the years.
Some of my favorite frugal YouTube Channels are Living on a Dime, Big Family Homestead, Jordan Page Fun Cheap or Free, Lydia Senn, and frugalgreengirl.
7. Read the Tightwad Gazette (or reread!). I am not kidding. This is the best frugal book out there. I learned so much from this book and was able to adjust my attitude in several areas of my life to become more frugal. If you can not afford it, ask your library if they have it or can get it for you. Take the time to read this book from cover to cover. You will not regret it!
8. Reassess the budget. Sometimes the budget needs tweaking. You should review it every month. However, even I am not very good at this. Take some time this weekend to see if the budget is working, where you need to improve, where you can cut back, and where you are spending your money.
Whatever your frugal goals are, you can do it. If you get into a slump, use one of these ideas to get you back on track!
What do you do when you are in a frugal burnout?
Thanks for reading,