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10 Money Saving Hacks For A Happier (And Cheaper) Holidays!


In 10 Money Saving Tips for a Frugal Holidays, I focused on how to save money on gifts and stockings. Those tips have saved people a lot of money since the post was published. However, during the holidays, saving money on gifts is not the only way to save money!

During the holidays, normally frugal people can even go crazy and spend money that they know better than to spend! Something about the holiday spirit makes people throw out their budgets and good caution. We want to be generous, treat people well, and generally have a good time. That is great to do, but we can all practice good sense with these money-saving hacks listed below!

1. Respect the traditions. If you have certain things you do every year and you know your family will miss them if you don't do them, keep the traditions alive as long as you can afford it. The costs of these traditions should already be in your holiday budget. If you take the whole family to a big show every year, that costs should already be figured into your budget. Another idea would be to make that big show a gift to the family members that go.

If the traditions become too much and cause too much of a strain on your budget, maybe it is time to reconsider. Which leads to...

2. Create new traditions. Think about the things you really love about the holidays and set up a new tradition that supports what you love. Do you love the extra time you get to spend with family? Start a Christmas movie night and have popcorn, hot chocolate, and cookies while watching the movies. Love the holiday lights? Take a driving tour of the lights in your city. Love to sing? Go caroling with your family and neighbors and take a plate of cookies to the elderly.

3. Set a menu and a meal plan. If you know you are hosting the big meal, are contributing to a potluck, and/or will have family around for a few days, time to meal plan. Remember to include some of the family favorites, have a soup night, a leftover night, and a pizza night! This way you know what to buy, how much to budget, and you can buy in one trip. Hopefully, you will avoid having to send someone to the grocery store!

4. Make the big meals potluck. Big holiday meals can be such a strain on the host! To make this holiday season easy on everyone, make the meal a potluck. You can still make the meat and a side, but assign someone to bring bread, salads, appetizers, side dishes, desserts, and even drinks. The variety is great and your day will be much easier (and cheaper)!

5. Do Not Buy Your Wrapping Paper or Christmas Cards Until After Christmas! This should go without saying, but buy your wrapping paper and cards after the holidays for the following year. You can save 50-75% off!

6. Use what you have for decorations. More than likely, you do not need any more decorations. Personally, I have enough decorations for three trees and I only put one. Not to much the knick-knacks, the garland, and the millions of other holiday things I have. You are probably in the same boat. Get creative and ban yourself from buying any more Christmas decorations!

7. Stick with homemade goodies instead of store bought. You can plan ahead and freeze the cookies that can be frozen. Store bought goodies look so good, but those cookies and cakes are so expensive. The inflated cost on them is ridiculous! If you are a novice baker, offer to host a cookie swap. Everyone can bake together or just bring what they baked. Then you can swap with each other and bring home some different and delicious goodies!

8. Think simple in terms of decorations, food, and festivities. It is much more frugal to be simple in your approach to the holidays. Going overboard is nothing but a big pain in the wallet! You might like to "wow" your guests, but your guests will appreciate whatever you serve and your presentation. The point of the festivities is to spend time together! Going overboard can complicate that and make your guests feel overwhelmed or inadequate.

9. Have small, intimate gatherings instead of big parties. Everyone will get more quality time together, the food and drink expenses will be cheaper, and you won't have the potential clean-up expenses from a large crowd. You could go a step further and specify "no gifts" to keep the costs down more. This is about spending time together during the holidays, not about who can spend the most.


10. Ditch the matching holiday outfits. Unless you can truly afford it, ditch the cute Christmas dresses for little girls and stop trying to find matching pajamas for everyone in the family. I have heard of people spending hundreds of dollars just for everyone to match and look just so. You are trying to save money, not spend more! The cute little holiday dresses only get worn a few times before the season is over. If you are lucky, you can pass them down. Otherwise, the dresses and the outgrown pajamas end up being donated or thrown away. Just avoid it! Save your money!

These tips are just small things you can do to save money over the holidays, but they can save you a lot of money! Little things can add up in terms of spending and saving money. Christmas is a great time to show your love and appreciation of those around you, but keep the spending within your budget. Do not let the little things and the desire to impress others ruin your budget!

What do you do to save money during the holidays?

Thanks for reading,
Erica

Related Posts:
How To Start Saving Money For Next Christmas
Are You Struggling Financially This Christmas? 

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