12 Steps To Take To Deal With (or Prepared For) Any Financial Emergency

Okay, you have a financial emergency happening. You may have lost your job or half your income. You may be working fewer hours at home. You may have overspent on the holidays. You may not be able to pay your bills. You may be facing a repossession or a foreclosure. You may be facing a divorce or other significant life change. I have been faced with many of these scenarios. Life is not always easy even if you are prepared. Your finances may be good until something bad happens. You can have an emergency savings account and still have it wiped out faster than you can blink. Life happens and some things are out of our control. However, with a good deal of financial situations, you may have had an inkling this was coming. Not to sound unsympathetic, but I usually knew I was making some wrong financial decisions when I made them. I wasn't strict enough with my budget. I wasn't making at least an attempt on the payments. I wasn't talking to my creditors. I have had some surprise