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Showing posts with the label Family

My Top 10 Frugal Living Hacks That Will Help You Save Money Everyday

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I like saving money. I like it a lot. I also have some quirks and one of those quirks are challenging myself to find new ways to do something cheaper. I also think reusing items is cool and recycling items are the best.

Those closest to me will just tell you I am weird and they look for opportunities to tell me when I go too far. Apparently, it isn't cool to take the Sunday coupon flyers out of the county recycling bins to see if there are any coupons you can use. I have also found out that it is better to say you got something from a free pile at a garage sale rather than say you trash picked an item.

I don't have a lot of shame in my money saving game. However, the ways I save money and live frugally are not glamorous. They will probably not wow you or anything like that. These hacks are probably more along the line of "Why didn't I think of that?!?!".

My Top 10 Frugal Living Hacks

1. I reuse plastic bags of every size and shape. Yes, I have a drawer dedicated to p…

When Daily Life (and Life in General) Seems More Important Than Prepping

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Let us sit down and have a chat. Just you all and me. This is a conversation long in coming but needs to be had. Grab your beverage of choice, sit back, and relax.

How has life been lately? Crazy? Busy? Too much to do, not enough time? Can't keep up with the kids, the house, the job, and all the eleventy billion other commitments too?

I get it. I totally get it. I have been there too.

How is your prepping coming? Are you ready for the upcoming weather disasters that can happen? Are you ready to leave the house at a moment's notice? Are you ready to stay home for several days in a row?

No? You haven't been prepping? Too many other things going on and you don't even have the brain power to think about it? I get that too.

Life has a way of making our priorities for us if we don't tell life what our priorities are. However, taking care of ourselves and our families should be the top priority. Prepping is one of those ways we take care of ourselves and our families. We need …

Shop Small Businesses This Holidays!

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The day after Black Friday is Small Business Saturday. Why do corporate businesses come before small businesses? Because they have the money for advertising and mind control. They have bigger budgets, more staff, and more time to infiltrate your consciousness and convince you to spend your hard earned money on them.

However, small businesses should be taking precedence this holiday season and all year round. Why? Because small businesses are the backbone of this country. We couldn't live without them. All corporate businesses started out as small businesses and grew to be bigger than they should have been. Now a lot of them are failing to leave small businesses to pick up the slack.

Small businesses provide quality products and personal customer service. Small businesses provide attention to detail that corporate stores don't take the trouble to provide. The biggest reason of all to support a small business is because that money is going directly to the person providing the prod…

What Place Does Extreme Frugality Have In Your Life? How Can You Live In Extreme Frugality?

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One of the ideas that have been on my mind has been extreme frugality. I am currently in saving money mode (which is normal) while trying to amp up my frugality game. I am back to using paper coupons, digital coupons, Ibotta, SavingStar, and much more. I'm paying a lot more attention to sale flyers and really deciding if I need any of that which, by the way, is in direct conflict with the stockpiler in me!

However, along with being frugal, I want to have a bigger impact on my savings and my spending game. To save more money and spend less money, you have to make more meaningful decisions about where your money goes and how your money is being spent. In short, you have to become more extreme in your frugal living game.

Frugal living has several aspects. One of the biggest aspects of frugal living and practicing extreme frugality is daily living. You have to examine every decision you make every day. Because being frugal is not just saving money on just big purchases, but being consci…

10 Ways to Prep When You Have No Support

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You have discovered prepping. You have awakened to the fact that the world isn't right. Everything could be gone tomorrow. Your job could be over with at the end of the month. A storm could take out the power for several days. You suddenly feel an urge to get your stuff together and be ready for the next disaster. You want to buy food and supplies to have stored in case of an emergency.

You are excited to get started. You have been reading articles online. You are starting to decide what kind of food storage you want to get. You have been looking at generators and camping stoves. You have already bought some extra cases of water.

Then you talk to your family and suddenly you find a lot of cold water thrown at you. They don't understand what you are so worried about. Nothing like that has ever happened (amazing how short people's memories are)! They don't think you should be worried about the future. They don't want to have to worry about things like disasters, job lo…

What happens when it is all gone tomorrow?

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In your lifetime, something will probably happen to you that will make you wonder what you are going to do next. You could lose your job. You could be in a car accident and not be able to work or pay bills. You could have a tornado or hurricane wipe out your home and everything you have worked for. You could get divorced and be left with nothing. A loved one could be taken from you and you have to figure out life without them.

So much can happen that begs me to think about this. I have been through at least two of those scenarios. I have had to ask myself "What happens when it is all gone tomorrow?"

The worst thing about this question and these scenarios is that you have very little to no warning. You rarely get to pick when something bad and life-changing gets to happen to you. Very few people know they have cancer before they are diagnosed. Many people have shown up to work only to find the doors locked and find out they are unemployed. The weather service is pretty accurate…

20 Ideas For Raising Kids Frugally

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Kids can be so expensive. There is the expected expenses of clothing and feeding them. Then there are the unexpected expenses of injuries, wisdom teeth, illnesses, and notes from school saying they owe money for this or that. Either way, kids costs money.

I am here to tell you that after raising two kids to adulthood and two kids on their way to adulthood, that kids do not have to be expensive at all. In fact, you can raise kids rather frugally. Most of these tactics are not one-time savings ideas, but are everyday savings ideas. Whether you are a prepper, homesteader, or average suburban family, these ideas are all for you.

I want to preface this list by saying if you are serious about raising your kids frugally, then you need to put yourself into a frugal mindset. Being frugal is not a one-time thing. Being frugal is saving and not spending money everyday and every minute of the day. Being frugal is in the decisions you make and what you are willing to do to have to spend any more mon…

What Will You Do When Someone Dies During A SHTF?

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One of the things we never like to think about and is a very tough topic to discuss is death. However, death is inevitable. It will happen and you need a plan in place for normal circumstances. When SHTF happens though, you really need a plan in place. 

First of all, you need to be up to date on your state laws and codes. You also need to look into county, township, and city codes on burials. Many states also have rules on who can handle the body, where the body can be placed, and who can bury the body. Many states require that someone files a death certificate within three days of the death or discovery of the death. 

In Iowa, you do not have to use a funeral director. You can keep the body at home. You only need to embalm the body if the deceased had a communicable disease or will not be buried within three days. However, if the body is being held in refrigeration, you can wait six days without embalming. There are no laws requiring a casket for burial or cremation, but the cemetery o…

We forget to live life

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Today is my kids' last day of school. They will be out at 11:30 am today and will have the whole summer to do what they want without the restrictions of school (for the most part). Yes, they will have daily and weekly chores to do. They will also have camps to go to, swimming to do, life guarding to do, 4-H fair to be apart of, and so much more.

Life is always a little crazy during the summer too, but life during the summer for a kid is mostly about living life. They don't have a strict schedule with many commitments on their plates. They aren't worrying about grades and papers. They can relax with their friends and do nothing if they want to until school starts again on August 23rd.

As adults, I think we forget that. We forget that life is about living. We get caught up in the work at a job, work at home, sleep, eat, and repeat. We forget to experience life and just live life. We don't go for a hike or go camping due to "time restraints". We don't go to a …

10 Prepping Activities To Do With Your Kids This Summer!

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Summer is coming! The kids will be out of school very soon and will need ideas to keep them out of trouble and off your nerves. Teaching kids prepping should be at the top of your list of things for them to do. We put a lot of emphasis on adults knowing how to prep, but we really should be teaching the next generation how to prep too.

Remember: our goal in raising kids is that they are self-sufficient when they leave home. While we should expect phone calls on how to do things, we want them to know the basics and be able to care for themselves.

I am gearing this list towards first grade age kids and older. You obviously know your kids better than I do. You can be the judge about whether they are ready and responsible enough to learn these prepping skills. However, always teach your kids about how to be responsible while doing these activities.

10 Prepping Activities To Do With Your Kids This Summer!:

1. Camping. Even you can only camp out in your yard or at the county park five miles from…

Have You Trained Your Kids To Work? What Will They Do When A SHTF Happens?

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Kids are natural helpers. Especially when they are younger and they want to "help" with everything. Many parents take advantage of that help and let the kids help them. That is the start of training your kids to be good helpers and workers around the house and the yard.

Doing chores and being expected to help inside and outside the house helps develop skills. Kids become contributing members of the household which helps lighten the load for the parents. Kids who are expected to help and do chores learn a better work ethic and become valuable members of the workforce and society after they leave home. They also learn responsibility and manage their home and work lives better.

However, there are parents who believe "that kids should be kids". They have no chores, no responsibilities beyond school, and no expectations besides getting good grades and being a good person. They are coddled and spoiled. They do not learn responsibility beyond school. They do not learn skill…