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My Top 10 Frugal Living Hacks That Will Help You Save Money Everyday

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I like saving money. I like it a lot. I also have some quirks and one of those quirks are challenging myself to find new ways to do something cheaper. I also think reusing items is cool and recycling items are the best.

Those closest to me will just tell you I am weird and they look for opportunities to tell me when I go too far. Apparently, it isn't cool to take the Sunday coupon flyers out of the county recycling bins to see if there are any coupons you can use. I have also found out that it is better to say you got something from a free pile at a garage sale rather than say you trash picked an item.

I don't have a lot of shame in my money saving game. However, the ways I save money and live frugally are not glamorous. They will probably not wow you or anything like that. These hacks are probably more along the line of "Why didn't I think of that?!?!".

My Top 10 Frugal Living Hacks

1. I reuse plastic bags of every size and shape. Yes, I have a drawer dedicated to p…

Now Is The Time To Slay The Debt Monster!

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Unfortunately, debt has become highly encouraged in this country. You can borrow money for a home, a personal recreation vehicle, a vehicle, land and more. You can just put it on a credit card if you have the money for it now or want to wait to pay for it. For most people, credit and loans are easily accessible and can be had for a price.

This leads to problems. Nevermind all the stress that being in debt can cause a person, it is causing economic problems within our own country. Younger generations do not want to purchase homes because they don't want to be in debt. Some of them are in debt to their eyeballs because of student loans and a defunct college degree.

While this is happening to the younger adult generations, the middle/older generations are still paying for their homes, maybe still paying student loans, trying to put their own kids through college, and have a lot of other debt too. Many people think that being in debt and paying on a loan is just part of life.

This is cra…

25 Crazy Simple and Easy Ways To Save Money

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This is a new year and you need some money motivation. I totally get it. If Christmas didn't scare you into complete money saving mode, your daily finances might have. However, maybe you just need some new ideas or a reminder of some good old ones.

This has some easy ideas and some crazy simple ideas to save money. Some of these might seem like they are not so simple, but they really are. 

25 Crazy Simple and Easy Ways To Save Money

1. Simply don't spend it. We are always buying things we "think" we might need, but truly don't. If money is that tight, don't spend it. Start a spending freeze.

2. Have some change in your pocket? Throw it in a can or a piggy bank to save towards Christmas or a rainy day. You can do the same with your one and five dollar bills. Tuck them into a drawer or a box to save for a special day.

3. Look for the discounted produce at the grocery store or your favorite mass merchandiser. The produce is usually still good for another week or so. …

My 10 Favorite Frugal Living/Financial Books To Read and To Give

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Finances are a hot topic any day. We are all looking for ways to save money and ways to better spend our money. With daily and monthly expenses threatening to overwhelm us, who wouldn't be interested in how to make our dollars go further?

Financial preparedness is just as important as emergency preparedness. We need to be ready for anything. Making a dollar go further, saving money, and getting out of debt should be at the top of our prepping lists.

So we all need good frugal living/financial books around to give us good tips and advice. I love to give these books as gifts when I can. Just like preparedness minded books, these books only serve to help people live a better life and be prepared for whatever hits them.

These books have all been read by me personally, either as a paper copy or on Kindle, and would be books I would read over and over again if I can.

My 10 Favorite Frugal Living/Financial Books to Read and to Give:

1. The Tightwad Gazette: Promoting Thrift as a Viable Altern…

Is It Time For A Financial Reset? 15 Tips For You To Reset Your Finances

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Sometimes you go through life like you own it. You have your priorities right, your life in order, and everything going well.

Then, wham! You get hit with a medical emergency. You lose your spouse. You get divorced or separated. You have to suddenly move. You are faced with bills you did not realize you owed and now are in collections.

Life happens. You can control a lot of what happens in your life, but there is a lot you cannot control. You always hope you have enough in savings and/or insurance to cover whatever can happen, but sometimes you just don't have enough.

So what do you do? You can do several things to scale back and correct your finances. Below are some tips to get your financial life back in order and do what you can to get back on your feet again. None of these are quick fixes. Some of these tips will look like they are from Dave Ramsey and they are. He is definitely worth listening to when it comes to finances!

15 Tips For You To Reset Your Finances

1. Start a spending…

55 Ways To Save Money on Your Utility and Water Bills

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The single biggest expense most households have are their utility and water bills. Sometimes those two bills combined are more expensive than the mortgage. Sometimes those two bills are the same as the mortgage and monthly groceries. In other words, they are just expensive.

In the twenty plus years of paying for a utility bill and growing up in a house that was very conscious of its water and electrical use, I have learned some tips and tricks to drive down the costs of those bills. Some of these tips will not cost you a thing and will provide immediate results. Some results will not be immediately seen. For some of these tips, you will need to pay to save. You will need to purchase items will that will pay for themselves in the future.

I realize some towns/cities/companies have minimum usages for utilities and water. If you are above the minimum usages, you want to get down to those if you can. You can also call and try to negotiate the minimum usage amount, but most places do not allo…

Start Saving Money By Having A Poverty Mindset! Learn 25 Ways to Extreme Living and Saving!

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We all want to save money, but sometimes we just don't know how to save more money than we already are. We don't want to take the next step in frugal living because we know that we will be looked upon as crazy. However, sometimes you need to save an extreme amount of money in a very short period of time. You might be suddenly faced with only having half of your normal income. You might find yourself with a lot of medical bills or a large repair bill.

You might also desire a different kind of life. You may want to prepare, to homestead, or just live a simpler and less stressful life. Most people don't think they can afford to do those things because they are so tied down with debt or other obligations. However, most people can if they would re-examine their spending.

In other words, you will need to practice a level of frugality that most of us don't want to think about. I call this poverty living. We are all living (or should be living) at a level of frugality that seems…

What Place Does Extreme Frugality Have In Your Life? How Can You Live In Extreme Frugality?

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One of the ideas that have been on my mind has been extreme frugality. I am currently in saving money mode (which is normal) while trying to amp up my frugality game. I am back to using paper coupons, digital coupons, Ibotta, SavingStar, and much more. I'm paying a lot more attention to sale flyers and really deciding if I need any of that which, by the way, is in direct conflict with the stockpiler in me!

However, along with being frugal, I want to have a bigger impact on my savings and my spending game. To save more money and spend less money, you have to make more meaningful decisions about where your money goes and how your money is being spent. In short, you have to become more extreme in your frugal living game.

Frugal living has several aspects. One of the biggest aspects of frugal living and practicing extreme frugality is daily living. You have to examine every decision you make every day. Because being frugal is not just saving money on just big purchases, but being consci…