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Showing posts with the label frugal living

"Use It Up, Wear It Out, Make Do, or Do Without": The Need to Learn Skills and Learn How to Make Do

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We talk a lot about what we need to acquire and purchase as people who live the various lifestyles of prepping, homesteading, and the combination of the two. We talk about what we shouldn't buy as frugal people and sustainability learners. Somewhere in the middle though, we need to understand that we need to get back the phrase that most of us should live by.

"Use it up, wear it out, make do, or do without."
That phrase hangs on the wall of my office in the form of a printable. I look at it almost every day and sometimes I still forget to apply it. However, the kids were gone for two and a half weeks on vacation with their father's side of the family this summer. I found myself unconsciously living that phrase.

I only bought groceries once while they were gone. I went back to the store the day they came back. Otherwise, I was going through our food stores and seeing what needed to be eaten. I would set those items on the kitchen counter in an effort to remember to make …

My Top 10 Frugal Living Hacks That Will Help You Save Money Everyday

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I like saving money. I like it a lot. I also have some quirks and one of those quirks are challenging myself to find new ways to do something cheaper. I also think reusing items is cool and recycling items are the best.

Those closest to me will just tell you I am weird and they look for opportunities to tell me when I go too far. Apparently, it isn't cool to take the Sunday coupon flyers out of the county recycling bins to see if there are any coupons you can use. I have also found out that it is better to say you got something from a free pile at a garage sale rather than say you trash picked an item.

I don't have a lot of shame in my money saving game. However, the ways I save money and live frugally are not glamorous. They will probably not wow you or anything like that. These hacks are probably more along the line of "Why didn't I think of that?!?!".

My Top 10 Frugal Living Hacks

1. I reuse plastic bags of every size and shape. Yes, I have a drawer dedicated to p…

The Penny-Pinching Prepper Book Review

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(I will be reviewing books as I read them this year. I have either purchased these myself or were given them for review. As always, I have affiliate links attached to this post to help make a little extra for my family and support this blog.)

I have been working through my stack of prepping books to be read. The Penny-Pinching Prepper: Save More, Spend Less and Get Prepared For Any Disaster by Bernie Carr has been one of the best comprehensive preparedness books I have read in a long time.

Truth be told, I usually go for specific preparedness topics in my reading because I always need to learn more. However, this caught my eye because it was frugally minded and written by a fellow blogger. We bloggers usually like to support each other whenever possible.

I started this book and could not believe all the information inside this book! She literally covers it all! Every area of prepping is covered in this book with tips, tricks, and ideas for being as frugal as possible. It is like she took…

Now Is The Time To Slay The Debt Monster!

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Unfortunately, debt has become highly encouraged in this country. You can borrow money for a home, a personal recreation vehicle, a vehicle, land and more. You can just put it on a credit card if you have the money for it now or want to wait to pay for it. For most people, credit and loans are easily accessible and can be had for a price.

This leads to problems. Nevermind all the stress that being in debt can cause a person, it is causing economic problems within our own country. Younger generations do not want to purchase homes because they don't want to be in debt. Some of them are in debt to their eyeballs because of student loans and a defunct college degree.

While this is happening to the younger adult generations, the middle/older generations are still paying for their homes, maybe still paying student loans, trying to put their own kids through college, and have a lot of other debt too. Many people think that being in debt and paying on a loan is just part of life.

This is cra…

Can You Really Live Without Money?

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If there is something that the frugal tightwad and prepper in me love, it is stories about living without money. Stories, books, and videos about living without money keep me fascinated. I wonder how they do it. I wonder what they did in life that led to the decision to live without money. I also wonder what they did earlier in life that they could live without money now. I also wonder what circumstances brought about the decision to live without money.

Because...I don't think it is truly possible to live without money.

Call me a skeptic. Almost all people could not live without a little money. There are always rent and/or bills to pay no matter where you live. While you can grow a lot of food, you still need to go to the grocery store for a few essentials. Most things you need to function in a household need to be purchased or procured somehow.

Even those people who live with only the items they can carry had an initial purchase of the backpack and those items. Most items usually ha…

16 Ways To Not Waste Food (and Use Up The Leftovers)

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One of the biggest problems facing the world today is food. Particularly how much food is wasted when there are so many people who would be happy to eat it. Grocery stores throw out perfectly good food every day and lock it into dumpsters. Restaurants scape tons of food into the trash every day because people do not finish their meals and don't wish to take it home.

In other words, food waste is a real problem! The problem isn't limited to just businesses. The problem also happens in the home more than we care to think about. We waste a lot of food in our homes without a thought to our hard earned money to purchase/grow the food and the hours we put into the food.

This really needs to stop! Fortunately, I have some things you can do to combat food waste in your home. Unfortunately, I have learned some of these things the hard way and have done my fair share of not caring as much as I should about our food. I don't want you to make the same mistakes!

16 Ways To Not Waste Food …

25 Crazy Simple and Easy Ways To Save Money

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This is a new year and you need some money motivation. I totally get it. If Christmas didn't scare you into complete money saving mode, your daily finances might have. However, maybe you just need some new ideas or a reminder of some good old ones.

This has some easy ideas and some crazy simple ideas to save money. Some of these might seem like they are not so simple, but they really are. 

25 Crazy Simple and Easy Ways To Save Money

1. Simply don't spend it. We are always buying things we "think" we might need, but truly don't. If money is that tight, don't spend it. Start a spending freeze.

2. Have some change in your pocket? Throw it in a can or a piggy bank to save towards Christmas or a rainy day. You can do the same with your one and five dollar bills. Tuck them into a drawer or a box to save for a special day.

3. Look for the discounted produce at the grocery store or your favorite mass merchandiser. The produce is usually still good for another week or so. …

My 10 Favorite Frugal Living/Financial Books To Read and To Give

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Finances are a hot topic any day. We are all looking for ways to save money and ways to better spend our money. With daily and monthly expenses threatening to overwhelm us, who wouldn't be interested in how to make our dollars go further?

Financial preparedness is just as important as emergency preparedness. We need to be ready for anything. Making a dollar go further, saving money, and getting out of debt should be at the top of our prepping lists.

So we all need good frugal living/financial books around to give us good tips and advice. I love to give these books as gifts when I can. Just like preparedness minded books, these books only serve to help people live a better life and be prepared for whatever hits them.

These books have all been read by me personally, either as a paper copy or on Kindle, and would be books I would read over and over again if I can.

My 10 Favorite Frugal Living/Financial Books to Read and to Give:

1. The Tightwad Gazette: Promoting Thrift as a Viable Altern…

Stay Home on Black Friday. Shop Small. Shop Local.

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(Originally posted in 2013. Revised and expanded for 2018. The views of the author haven't changed!)

Black Friday shopping can be crazy. Stores opening at midnight if they even closed at all. Standing in line and getting a ticket to buy an item at significant savings. Most of the time people are buying things they don't really need. They are missing out on time with family and friends to go shopping. Employees are missing out on time with family and friends on a holiday to satisfy a corporation's greediness.

No, I don't agree with stores being open so early on Black Friday and even on Thanksgiving Day. It is a holiday after all!  Just because someone works retail doesn't mean they need to pay the price of missing out on sleep and time with loved ones. I don't agree with stores opening at ungodly hours to satisfy their bottom lines while offering deals that are supposedly irresistible to shoppers. I don't like the whole craziness of these shopping days and wha…

Is It Time For A Financial Reset? 15 Tips For You To Reset Your Finances

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Sometimes you go through life like you own it. You have your priorities right, your life in order, and everything going well.

Then, wham! You get hit with a medical emergency. You lose your spouse. You get divorced or separated. You have to suddenly move. You are faced with bills you did not realize you owed and now are in collections.

Life happens. You can control a lot of what happens in your life, but there is a lot you cannot control. You always hope you have enough in savings and/or insurance to cover whatever can happen, but sometimes you just don't have enough.

So what do you do? You can do several things to scale back and correct your finances. Below are some tips to get your financial life back in order and do what you can to get back on your feet again. None of these are quick fixes. Some of these tips will look like they are from Dave Ramsey and they are. He is definitely worth listening to when it comes to finances!

15 Tips For You To Reset Your Finances

1. Start a spending…