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Showing posts with the label holidays

Time To Get Serious

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Time to get serious about my spending and tighten down the hatches. And maybe, just maybe, if I tell you all about this I will have to be more accountable for myself.

First of all:

DID YOU KNOW THAT WE ONLY HAVE 72 DAYS UNTIL CHRISTMAS?!?!


If that wasn't enough to inspire panic in my (and possibly your) heart, I have another problem. Until next spring, I have a $165 a month car payment. Add to that, a raise in car insurance of $50 a month. Yikes!!!

My monthly available income has been severely reduced. Not good when I have Paige's birthday and Christmas coming. The good things in my favor is that Paige's birthday shopping is done, the Christmas stockings for each kid is almost done (girls are done, Dane just needs a few more things), and I have started Christmas shopping.

I need to cut down the Christmas spending. Fortunately, I have gotten really good at this in the past years. First thing I realized was that my kids did not care if everything they got was brand new or us…